Renewal deadline30 Sep 202672 days remaining
Placement at a glance
One view of client value, market activity, revenue and renewal readiness.
Recommended premiumRp1.18bn1.7% below current
Client-value score88 / 100Best balanced fit
Expected brokerage incomeRp118m10.0% commission
Market response
3 final offers from 4 insurers approached
Selected offerGenerali Indonesia
CoverageFull match
Network1,450 providers
Material issue2 minor deviations
Recommendation readiness
Evidence required before client presentation
✓
PROVISIONAL RECOMMENDATIONGenerali Indonesia
Best balance of coverage, price, provider access and service. Two minor deviations require acknowledgement.
Claims experience
Current policy · trailing 12 months
68%Loss ratio
23Claims
4Open
2SLA risk
InsightOutpatient utilisation is 14% above benchmark. Review co-pay design without reducing essential access.
Commercial view
Internal only · excluded from client scoring
Expected gross incomeRp118,000,00010.0% of recommended premium
Generali10%
AXA7.5%
Lippo12%
Commercial return is shown separately and does not alter the 88/100 client-value score.